ORD 1993-15 - Amending Cafeteria Plan - Medical Reimbursement 05-04-1993ORDINANCE NO. 93 -15
AN ORDINANCE OF THE CITY COUNCIL OF THE CITY OF
HUNTSVILLE, TEXAS, AMENDING ITS CAFETERIA PLAN
TO PROVIDE A MEDICAL EXPENSES REIMBURSEMENT
PROGRAM; AND MAKING OTHER PROVISIONS RELATED
THERETO.
BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF HUNTSVILLE,
TEXAS, that
SECTION 1: Ordinance 88 -13, An Ordinance of the City of Huntsville, Texas, Establishing
a Cafeteria Plan for the City of Huntsville, is hereby amended as follows:
(a) Section 4.02, Benefit options, is amended by the addition of a new subsection (2)
(and by renumbering the subsequent subsections) which shall read as follows:
"2. Medical expense reimbursement program;".
(b) Article XI, Group Term Life Insurance, and Article XII, Miscellaneous, are
renumbered Article XII and XIII, respectively, and a new Article XII is added which
shall read as follows:
XII. Election to Receive Medical Care Expense Reimbursements.
12.1. Election procedure.
A Participant may elect to receive reimbursements of his or her Qualifying
Medical Care Expenses under this Plan by filing an election and compensation
reduction agreement. An election to receive reimbursements of Qualifying
Medical Care Expenses may not be revoked by the Participant during the Plan
Year.
12.2. Coverage amount.
A Participant may elect to receive payments or reimbursements of Qualifying
Medical Care Expenses incurred in any Plan Year up to any dollar amount
specified by the Participant, but not exceeding $2,400.
12.3. Establishment.
The Administrator will establish and maintain on its books a Medical
Reimbursement Account for Each Plan Year with respect to each Participant who
has elected to receive reimbursement of Qualifying Medical Care Expenses
incurred during the Plan Year.
12.4. Crediting of accounts.
There shall be credited to a Participant's Medical Reimbursement Account for
each Plan Year, as of the beginning of such Plan Year, an amount equal to the
Participant's Coverage Amount for such Plan Year. Except as otherwise required
by law, the amount credited for each Plan Year shall be the property of the
Administrator until paid out pursuant to Sections 12.7 and 12.8.
12.5. Debiting of accounts.
A Participant's Medical Reimbursement Account for each Plan Year shall be
debited from time to time in the amount of any payment under Section 12. to or
for the benefit of the Participant for Qualifying Medical Care Expenses incurred
during such Plan Year.
12.6 Forfeiture of accounts.
The amount credited to a Participant's Medical Reimbursement Account for any
Plan Year shall be used only to reimburse the Participant for Qualifying Medical
Care Expenses incurred during such Plan Year while a Participant, and only if the
Participant applies for reimbursement on or before the September 30th following
the close of the Plan Year. If any balance remains in the Participant's Medical
Reimbursement Account for a Plan Year after all reimbursements hereunder, such
balances shall not be carried over to reimburse the Participant for any Qualifying
Medical Care Expenses incurred during a subsequent Plan Year, and shall not be
available to the Participant in any other form or manner, but shall remain the
property of the Administrator, to the extent permitted by law, and the Participant
shall forfeit all rights with respect to such balance.
12.7. Claims for payment of medical care expense reimbursements.
A Participant who has elected to receive medical care reimbursements for a Plan
Year may apply to the Administrator for reimbursement of Qualifying Medical
Care Expenses incurred while a Participant during the Plan Year by making
application in writing to the Administrator, in such form as the Administrator
may prescribe, setting forth:
a) the amount, date and nature of each expense;
b) the name of the person, organization or entity to which the expense was
or is to be paid;
c) the name of the person for whom the expense was incurred and, if such
person is not the Participant requesting the benefit, the relationship of such
person to the Participant;
d) the amount recovered or expected to be recovered, under any insurance
arrangement or other plan, with respect to the expense; and
e) a statement that the expense (or the portion thereof for which
reimbursement is sought under the Plan) has not been reimbursed and is
not reimbursable under any other health plan coverage.
Such application shall be accompanied by a written statement from an
independent third party, stating that the expense has been incurred and the
amount of the expense, and by such other bills, invoices, receipts, cancelled
checks or other statements or documents that the City may request. Such
application may be made before or after the Participant has paid such expense,
but not before the Participant has incurred such expense.
12.8. Reimbursement or payment of expenses.
The City shall reimburse the Participant from the Participant's Medical
Reimbursement Account, at such time and in such manner as the Administrator
may prescribe, but no less frequently than monthly, for Qualifying Medical Care
Expenses incurred during the Plan Year while a Participant, for which the
Participant makes written application and submits documentation in accordance
with Section 12.7. The Administrator may, at its option, pay any such Qualifying
Medical Care Expenses directly to the person providing or supplying medical care
in lieu of reimbursing the Participant. No reimbursement or payment will be
made if the Participant's claim is for an amount less than $50 or such lesser
minimum reimbursable amount as may be established by the Administrator. The
amount of any Qualifying Medical Care Expenses not reimbursed or paid as a
result of the minimum reimbursable amount shall be carried over and reimbursed
or paid only if and when the Participant's un- reimbursed claims equal or exceed
such minimum. Notwithstanding the preceding sentence, claims and expenses
incurred during a Plan Year that are submitted for reimbursement during the last
month of the Plan Year or within the three months following the close of the Plan
Year shall be paid regardless of whether they equal or exceed the minimum
reimbursable amount, provided they do not exceed the remaining balance of the
Participant's Medical Reimbursement Account.
12.9. Cessation of participation.
In the event that a Participant ceases to be a Participant in this Plan for any
reason during a Plan Year, the Participant's compensation reduction agreement
relating to this Plan shall terminate. The Participant shall be entitled to
reimbursement only for Qualifying Medical Care Expenses incurred within the
same Plan Year and before he or she ceased to be a Participant.
12.10. Limits on time and amount of reimbursements.
Reimbursements shall be made for any Plan Year under this Article, only if the
Participant applies for such reimbursement in accordance with Section 12.7 on
or before the September 30th following the close of the Plan Year. In the event
of the Participant's death, the Participant's
executor or administrator) may apply
reimbursements permitted under this Article.
shall exceed the remaining balance, if
Reimbursement Account for the Plan Year
spouse (or, if none, the Participant's
on the Participant's behalf for
No reimbursement under this Article
any, in the Participant's Medical
in which the expenses were incurred.
SECTION 2: The Ordinance shall take effect July 1, 1993.
PASSED by the City Council of the City of Huntsville, Texas on this the 4th day of May,
1993.
AI I EST:
Danna Welter, City Secretary
APPRO
AS TO FORM:
Scott
unds, City Attorney
CITY OF HUNTSVILLE, TEXAS
. H. Hodges, M yor