image18342SURVEY AND TITLE LETTER
I /We the undersigned Borrower(s) hereby certify that I /we have received, reviewed, and approved a copy of the
attached survey which is incorporated hereto by reference and have signed or initialed and dated same for
identification purposes. I /We am /are aware of the indicated encroachments, protrusions, easements, limitations,
access, dimensions, and/or other conditions shown on the survey.
I /We further certify that the Settlement Agent has provided me /us with a copy of the Commitment for Title
Insurance and that I /we have reviewed and consent to all of the exceptions to title which would appear in an
Owner's Title Policy for the Property.
IN CONSIDERATION OF THE LENDER MAKING A LOAN TO BORROWER(S), I /WE HEREBY
HOLD LENDER HARMLESS FROM ANY COMPLAINT ARISING AS A RESULT OF ANY MATTERS
INDICATED IN THE SURVEY, THE EXCEPTIONS STATED IN THE COMMITMENT FOR TITLE
INSURANCE, AND THE OWNER'S AND MORTGAGEE TITLE INSURANCE POLICIES.
IN ADDITION TO BUT NOT IN LIEU OF THE ABOVE AND FOR THE CONSIDERATION
RECITED ABOVE, I/WE HAVE BEEN MADE AWARE OF THE FOLLOWING SPECIFIC
CONDITIONS AFFECTING THE ABOVE - DESCRIBED PROPERTY AND I/WE DO HEREBY AGREE,
INDEMNIFY AND HOLD HARMLESS LENDER, ITS SUCCESSORS AND ASSIGN FROM ANY
CLAIMS, COSTS, DAMAGES, CAUSES OF ACTION AND EXPENSES IN ANY WAY ARISING FROM
THE FOLLOWING CONDITIONS:
OVERHEAD POWER LINES CROSS THE PROPERTY.
EXECUTED thise;Pe' day of
BORROWER:
KA EN SULEM N
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TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS
Texas Neighborhood Stabilization Program (NSP)
(Homebuyer Assistance)
DUE ON SALE /AFFORDABILITY PROVISION
On this date the undersigned Borrower has executed a NSP Subordinate Deed of Trust ( "Deed of Trust ") on the
following property to secure a NSP Deferred Forgivable Subordinate Lien Note (HBA) ( "Note ") in the amount of
$1,720.12 of even date to the Texas Department of Housing and Community Affairs, a public and official agency of
the State of Texas ( "Lender "), to -wit:
SEE EXHIBIT A ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES.
Whereas, said Deed of Trust and Note contain federal HOME Program due on sale clauses and affordability
requirement provisions under 24 CFR Section 92.254 associated with and as adopted by the Texas NSP Homebuyer
Assistance Program loan.
I /We, the undersigned Borrower, hereby acknowledge(s) the following:
"The due on sale provisions and the affordability requirements contained therein have been explained to me /us
and 1 /we fully understand these provisions. I /we further understand that the loan is being made to me /us based upon
my /our assurance that I /we will live in the house on the Property, as my /our principal place of residence for a period
of 5, (JUNE 01, 2018) years and repay the loan to the Lender according to the terms of the Note and Deed of Trust
and that if I /we should sell or move from the Property prior to the end of 5 (JUNE 01, 2018) year period, the
balance of the Note, including interest (if applicable), will become immediately due and payable to Lender. I /We
further acknowledge that the resale and recapture calculation examples have been explained to me /us and that Uwe
understand the calculations and the circumstances under which the due on sale will be triggered. I /We also
acknowledge that, I /we understand that it is my /our responsibility to recertify to the Lender that I /we am /are still
residing in the house on the Property as my/our principal residence."
EXECUTED this day of 1 tG6, , 20G3
BORROWER:
By:
Name: KAREN SULE ON
Title:
By:
Name:
Title:
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